Our
Policies

Insurance Solutions Designed for the Modern Nigerian Woman

The Nigerian woman faces distinct challenges and risks every day, which is why our policies are designed to meet these specific needs.

Autobase Plan

Leadway’s Autobase is designed to provide a range of benefits to cover your vehicle(s). It offers a mini comprehensive motor insurance, which covers accidental damage to the vehicle of the insured and also indemnifies for damage to Third Party vehicles.  

BENEFITS

  • Payment for 3rd party property damage up to ₦3,000,000
  • Payment for insured own damage up to ₦500,000

Burglary Insurance

The Leadway Burglary Insurance policy is designed to protect you against loss or damage to property caused by a theft that involves the forcible and violent breaking into or out of the premises. The property covered by this policy includes furniture, fixtures and fittings, equipment and electronics. You can buy this insurance for both residential and non-residential premises.

The policy’s standard free limits are:

  1. For damage to means of entry: ₦50,000 For all other contents not specifically insured: ₦50,000
  2. For contents temporarily removed from premises excluding stock: 10% of total sum insured.

Personal Accident Insurance

This policy covers bodily injury solely and independently of any other cause by accidental, violent, external and visible means resulting in death or permanent disablement or temporary total disablement as well as medical expenses. It is a policy which assures you of cover in the event of an accident. Accidents are unexpected but should not stop you from living. You need to get yourself protected if it does occur. It provides compensation in the event of;

  • Injury
  • Motorcycle “Okada” accident
  • Permanent disablement or
  • Death

Fire & Personal Peril

The Leadway Fire & Special Perils Insurance policy is designed to protect against loss or material damage to property caused by fire and certain associated risks. The policy covers your building, furniture, equipment and electronics against material damage caused by fire, lightning strike or certain explosions caused by domestic use of the premises.

This policy covers loss or damage to properties as a result of fire, lightning, limited explosion and other special perils listed below:

  • Fire including Lightning & limited Explosion
  • Explosion (Industrial)
  • Aircraft
  • Riots, Strikes, Lock-out
  • Malicious Damage
  • Earthquake or Volcanic Eruption
  • Storm, Tempest & Flood
  • Bush Fire
  • Escape of Water from any Tank, Apparatus or Burst Pipes
  • Impact by any Road Vehicle or Animal The policy also provides free cover of up to 10% of the sum insured for contents temporarily removed from premises for repairs.

Life Insurance

This policy is designed for individuals and their families to create wealth and protect their loved ones and dependants in the event of an unexpected loss of life.

 

  • Provides lump sum upon death
  • Provides a 24hr cover
  • Policy is not geographically bound

Health Insurance

Our Health Insurance Plans are designed specifically for women, offering comprehensive coverage that adapts to your unique health needs. From routine check-ups and preventive care to emergency medical services and specialist consultations, we ensure that you have access to quality healthcare without financial stress.

This policy covers the following:

  • Telemedicine services
  • Out-patient services
  • In-patient services
  • Surgical services
  • Dental services
  • Optical services

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Discover our exclusive Plan.B Products designed to fit your unique needs. 

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Plan B Bundles

Smart Bundles for Every Stage of a Woman’s Journey

HerAdvantage – SME Business

Premium (Quarterly)
Bloom 43,633
Prosper 74,832
Thrive 148,330
Auto Based
As in policy
As in policy
As in policy
Fire/Burglary (Contents Only)
5,000,000
15,000,000
40,000,000
Death
4,000,000
10,000,000
20,000,000
Personal Accident
1,000,000
2,000,000
5,000,000
Health
As in policy
As in policy
As in policy

HerAdvantage – Corporate

Premium (Quarterly)
Bloom 26,133
Prosper 57,332
Thrive 125,330
Auto Based
As in policy
As in policy
As in policy
Fire/Burglary (Contents Only)
5,000,000
15,000,000
40,000,000
Death
4,000,000
10,000,000
20,000,000
Personal Accident
1,000,000
2,000,000
5,000,000

HerAdvantage – Premier

Premium (Quarterly)
Bloom 56,133
Prosper 177,332
Thrive 375,330
Auto Based
As in policy
As in policy
As in policy
Fire/Burglary (Contents Only)
5,000,000
15,000,000
40,000,000
Death
4,000,000
10,000,000
20,000,000
Personal Accident
1,000,000
2,000,000
5,000,000
Education
638,000
2,689,000
5,650,000

Frequently Asked Questions

The Leadway Autobase Plan is a comprehensive motor insurance policy designed to cover accidental damage to your vehicle, third-party vehicles, and other property damages. It also offers coverage for fire, special perils, and theft.

The plan covers:
– Third-party property damage (up to ₦3,000,000.00)
– Accidental damage to your vehicle (up to ₦500,000.00)
– Fire and special perils including damage from fire, lightning, riots, floods, and storms
– Burglary and theft
– Personal accident coverage for the policyholder

Special perils refer to specific risks such as fire, lightning, industrial explosion, earthquakes, storms, floods, malicious damage, and damage caused by road vehicles or animals.

Yes, the Autobase Plan provides coverage for third-party property damage up to ₦3,000,000.00.

Burglary insurance covers loss or damage to your property caused by forcible and violent entry or theft. It includes limits such as:
– ₦50,000 for damage to the entry point
– ₦50,000 for other contents
– 10% of the total sum insured for contents temporarily removed.

Plan B covers a wide range of services, including:
– Telemedicine (online consultations with doctors)
– Out-patient care (routine check-ups and treatments)
– In-patient care (hospital stays)
– Surgeries (minor and major operations)
– Dental care
– Optical care (eye exams and glasses)
– ENT (ear, nose, and throat) treatments

Yes, certain services, such as intensive care and surgeries, may have waiting periods before coverage begins. These waiting periods are detailed in your policy document.

Yes, Plan B provides coverage for emergency medical services. However, please review the policy for any specific procedures or limitations.

Some services under Plan B may have annual limits on the total coverage provided. Be sure to check your policy to understand these limits and avoid unexpected costs.

You can renew your Plan B health insurance annually. Be sure to check the renewal terms and any potential changes to coverage or premiums before your renewal date.

Yes, we can customize a package for you. Contact us to discuss your specific requirements, and we’ll tailor an insurance plan that meets your needs.

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