The Leadway Autobase Plan is a comprehensive motor insurance policy designed to cover accidental damage to your vehicle, third-party vehicles, and other property damages. It also offers coverage for fire, special perils, and theft.

The plan covers:
– Third-party property damage (up to ₦3,000,000.00)
– Accidental damage to your vehicle (up to ₦500,000.00)
– Fire and special perils including damage from fire, lightning, riots, floods, and storms
– Burglary and theft
– Personal accident coverage for the policyholder

Special perils refer to specific risks such as fire, lightning, industrial explosion, earthquakes, storms, floods, malicious damage, and damage caused by road vehicles or animals.

Yes, the Autobase Plan provides coverage for third-party property damage up to ₦3,000,000.00.

Burglary insurance covers loss or damage to your property caused by forcible and violent entry or theft. It includes limits such as:
– ₦50,000 for damage to the entry point
– ₦50,000 for other contents
– 10% of the total sum insured for contents temporarily removed.

Plan B covers a wide range of services, including:
– Telemedicine (online consultations with doctors)
– Out-patient care (routine check-ups and treatments)
– In-patient care (hospital stays)
– Surgeries (minor and major operations)
– Dental care
– Optical care (eye exams and glasses)
– ENT (ear, nose, and throat) treatments

Yes, certain services, such as intensive care and surgeries, may have waiting periods before coverage begins. These waiting periods are detailed in your policy document.

Yes, Plan B provides coverage for emergency medical services. However, please review the policy for any specific procedures or limitations.

Some services under Plan B may have annual limits on the total coverage provided. Be sure to check your policy to understand these limits and avoid unexpected costs.

You can renew your Plan B health insurance annually. Be sure to check the renewal terms and any potential changes to coverage or premiums before your renewal date.

Yes, we can customize a package for you. Contact us to discuss your specific requirements, and we’ll tailor an insurance plan that meets your needs.